Keep Banking Simple with a Basic Banking Account
Open the door to a smart and convenient way to manage your money.
Apply NowOr apply by visiting a Citibank branch
Simple Checking
Effortlessly open a Basic Banking Account and manage your money the way you want.
- $0 Minimum Opening DepositWhen you open a regular checking account in the Basic Banking Account Package.
- Unlimited Check WritingWrite as many checks as you need and have checks sent directly from your account using Online Bill Payment.
- Fee-Free ATMsAccess to your money at the largest number of fee-free ATMs offered by a major bank in the US. You can use over 65,000 ATMs, including those in Costco, CVS Pharmacy and Target stores nationwide and most Walgreens.1
Enjoy a better online banking experience.
Managing your finances is easy with Citi® Online and the Citi Mobile® App. View your transactions, make payments and use a variety of other digital self-service options to manage your accounts anytime, anywhere.
- Account AlertsGet convenient account updates sent to your email or mobile device.
- Mobile Check DepositWith the Citi Mobile® App you can deposit checks into your checking account when and where it’s convenient.4
- Online Bill PaymentMake payments to virtually anyone in the U.S. at any time.