This Year of the Rat marks the beginning of a brand new decade and a new cycle of
possibilities. Make a qualifying deposit with
activities and get a premium
This offer is only available until March 31, 2020, so visit your
branch today. See offer Terms and Conditions.
The images of the premiums are not shown actual size. Gold pendant
necklaces are not included.
*Exclusive design for 2020 Citi Lunar New Year promotion. The coloring of the
Transcendence dragon may vary for each piece.
“Eligible Customers” are new and existing Consumer and Retail Business Banking customers. In
addition, Eligible Customers must have a valid W-9 or W-8 BEN on file with Citibank, are not
subject to back-up withholding and must be tax certified in Citi’s discretion.
Eligible Consumer Customers are at least eighteen (18) years of age and the first signer on the
Eligible Deposit Account.
Eligible Customers can earn one Premium Reward by enrolling in one of the specific tiers
provided in the Chart below and fulfilling the Required Activities for that tier. The Premium
Reward will be available for customers to pick up at their branch by August 31, 2020.
Qualifying Deposit Amount
Swarovski Sparkling Dance Round Set
*Exclusive 24K Gold Smart Mouse Pendant
*Exclusive 24K Gold Blessing Mouse Pendant & Swarovski Zodiac Charming Rat
*Exclusive 24K Gold Spring Blossom Pendant & Swarovski Angelic Bracelet
*Exclusive 24K Gold Fortune Mouse Figurine &
*Exclusive 24K Gold Blessing Mouse Pendant &
Swarovski Zodiac Charming Rat
$1,000,000 and higher
*Exclusive designs for 2020 Citi Lunar New Year promotion.
What are the “Required Activities” to earn a Premium
First, Eligible Customers must enroll in the Offer with a banker in a branch
between January 7, 2020 and March 31, 2020 (“Offer Period”). At the time of enrollment, the
Eligible Customer must enroll into one of the specific Tiers provided in the Chart above.
Enrollment does not guarantee eligibility.
Second, Eligible Customers who are not existing customers must open and fund an
Eligible Deposit Account.
Third, Eligible Customers or owners of the Eligible Deposit Account must make a
deposit of New-to-Citibank Funds which meets the minimum “Qualifying Deposit Amount” of the tier
in which they are enrolled as shown in the Chart above into a single Eligible Deposit Account
between January 7, 2020 and March 31, 2020. Although multiple deposits are allowed into the
Eligible Deposit Account, CDs require a single deposit at the time of account opening into a new
“New-to-Citibank Funds” are funds deposited from sources outside of Citibank N.A., and
must be deposited via ACH, Direct Deposit, and/or via checks or wires. Cash deposits do
not qualify as New-to-Citibank Funds. A “Qualifying Direct Deposit” is an Automated
Clearing House (ACH) credit posted to your account, which may include payroll, pension
or government payments (such as Social Security) by your employer, or an outside agency.
“Eligible Deposit Accounts” include the following accounts:
For consumers, Eligible Deposit Accounts include new or existing checking
accounts, money market accounts or savings accounts in any Citibank package.
Certificates of Deposit (CDs) qualify as Eligible Deposit Accounts, but only if
they are new and opened in the Citibank Account Package, Citi Priority Package
or the Citigold Package. Fiduciary, estate, business and/or trust accounts are
not eligible for the Offer even if they otherwise meet the definition of
Eligible Deposit Account. However, trust accounts that are a living trust and
custodial accounts are eligible. All accounts subject to approval.
For Retail Business Banking clients, Eligible Deposit Accounts include business
checking, savings or insured money market accounts.
Fourth, once the Qualifying Deposit Amount is in “On Deposit” Funds in the
Eligible Deposit Account, it must be maintained sixty (60) consecutive calendar days.
Can I participate in the Lunar New Year Offer and
other CD, savings and checking offers at Citibank?
Yes, but Qualifying Deposits cannot be used to fulfill other offers which are available for
enrollment during the Offer Period.
current Annual Percentage Yields, which are variable and subject to change before and after
Important Tax Information: The bonus will be reported to the IRS as interest, in the
year received, as required by applicable law. Bonus payments received by U.S. Persons will
be reported on IRS Form 1099-INT for the year received. Bonus payments received by non-U.S.
Persons will be reported on IRS Form 1042-S for the year received. Customer is responsible
for taxes and consulting a tax advisor. To be eligible for the bonus, a U.S. Person must
have a valid Form W-9 on file, and non-U.S. Persons must have either a valid Form W-8BEN or
W-8BEN-E on file, and the account must not be subject to back-up withholding.
Speak with a bank representative for more details.
All accounts subject to approval. Terms, conditions and fees apply to accounts, products,
programs and services and are subject to change. This offer may be modified or withdrawn at any
time without notice. FDIC deposit insurance maximum is $250,000 per depositor for each account
ownership category. Fees may reduce earnings.
Citibank provides information about and access to accounts and financial services provided by
Citibank, N.A. and its affiliates in the United States and its territories. The Lunar New Year
Offer is not, and should not be construed as, an offer, invitation or solicitation to buy or
sell the products or services at issue to individuals outside of the United States.