*Member AAdvantage^® Miles Checking Offer

Qualify

So long as you have not owned a Citi checking account in the last 18 months, are at least 18 years old, are a primary Citi credit cardmember and received a communication from Citibank, you can participate in the Member AAdvantage^® miles Checking Offer.

You can only participate in one of the following offers when you open a new checking account: Member AAdvantage^® Miles Checking Offer, Enhanced Direct Deposit Checking Offer, Enhanced Direct Deposit Cardmember Checking Offer, Tiered Bonus Checking Offer (OBTA), Cash Tiered Bonus offer, Welcome Checking Cash Bonus Offer and Card Payer Consumer Checking Offer. Multiple enrollments in these offers may lengthen the amount of time it takes to pay you your cash bonus by as much as 90 days because you only will be awarded the offer with the highest bonus value.

If you enroll and fulfill multiple checking offers during the Offer Period of this promotion, you will be awarded the first to qualify; however, if you enroll and fulfill multiple checking offers in the same week, you will be awarded one bonus. If you enrolled in an offer providing American Airlines miles, your bonus will be the offer that earns miles. If no bonus earns miles, your bonus will be the offer that earns cash. If no bonus earns miles or cash, your bonus will be the offer that earns ThankYou points. If you enroll and fulfill two offers paying cash bonuses in the same week, you will be awarded the offer with the highest cash value.

Although no one can participate in a checking acquisition offer if they already own a checking account at Citibank, some checking acquisition offers allow customers to participate if they closed their Checking Accounts more than 180 days ago. The Member AAdvantage^® Miles Checking Offer, however, requires customer not own a checking account at Citibank for at least 18 months.

Here are the steps to qualify:

Open a new checking account.

Open a new consumer Checking Account between April 14, 2023 and July 20, 2023.

• Checking Accounts that are living trust accounts and custodial accounts are eligible, but other accounts that are trusts do not qualify for this offer.
• Fiduciary, estate, business and retirement accounts (IRAs, SEPs, CESAs, money purchase pension plans and profit-sharing plans) do not qualify for this offer.
• International Personal Bank, Citi Private Bank, and Citi Alliance accounts do not qualify for this offer.

Enroll.

Enroll in the Member AAdvantage^® miles Checking Offer on the same day you apply to open your new Checking Account pursuant to the instructions provided. You can enroll online by clicking “apply now” on the link provided and following the instructions for online account opening or by contacting a Citibank representative by phone and asking the representative to enroll you in the Member AAdvantage^® miles Checking Offer. If you open your account on citi.com by any other means than those described above, you will not be eligible to earn the Member AAdvantage^® miles Checking Offer.

Complete Qualifying Purchases.

Complete Qualifying Purchases with your Citibank Debit or ATM Card corresponding to the Checking Account Package requirement in the Chart below within 90 days after the Checking Account’s Account Opening Date; The maximum amount of bonus miles credited will be based on your Checking Account Package on the 30^th calendar day after the Account Opening Date and completion of the Required Activities (see Chart below).

• “Qualifying Purchases” are those made using either your Citibank^® Debit or ATM Card to buy goods and services and are net of returns and other adjustments at the time of qualification. Qualifying purchases are signature or PIN based debit card transactions. ATM withdrawals, cash back and bill payments do not qualify. Person-to-person money transfer applications will not constitute a qualifying purchase. Qualifying purchases are determined in Citibank’s sole discretion and must post to the new account within ninety (90) days of account opening. Qualifying card purchases are on a per account basis and based upon all card purchases by all customers when the new checking account is the primary account linked to the customer’s Citibank Debit or ATM Card.
• Note: Your period to make the qualifying Debit or ATM Card purchases may be shorter than 90 days if there is a delay, such as a delay in receiving your Card. Also, purchases may fall outside of the 90-day period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped).

Complete 2 Enhanced Direct Deposits.

Complete at least 2 “Enhanced Direct Deposits” directly into your Checking Account within 90 calendar days of opening your Checking Account.

• An “Enhanced Direct Deposit” is an electronic deposit through the Automated Clearing House (“ACH”) Network of payroll, pension, social security, government benefits and other payments. An Enhanced Direct Deposit also includes all deposits via Zelle and other P2P payments when made via ACH using providers such as Venmo or PayPal. Teller deposits, cash deposits, check deposits, wire transfers, transfers between Citibank accounts, ATM transfers and deposits, mobile check deposits, and P2P payments using a debit card do not qualify as an Enhanced Direct Deposit.

Enhanced Direct Deposits must total $1,000.

The sum of all Enhanced Direct Deposits you make into your Checking Account must total $1,000 or more in Available Now funds within 90 calendar days of opening your Checking Account.

Your Checking Account must remain open until you are paid.

To remain eligible, your Checking Account must remain open and in good standing from the time it’s opened until you receive your bonus. Your AAdvantage^® bonus miles will be credited to your AAdvantage^® account within 30 calendar days from the date you complete all Required Activities. Note: You will not fulfill the offer requirements if your Eligible Checking Account or AAdvantage^® Account are closed at the time the AAdvantage^® miles are credited to your AAdvantage^® Account.

Chart

Earn AAdvantage® bonus miles of	After completing the following within 90 days after account opening
	Qualifying Citibank Debit or ATM “Card Purchases” of	Enhanced Direct Deposit
60,000	$1,000	And 2 or more Enhanced Direct Deposits totaling $1,000 or more
50,000	$750	And 2 or more Enhanced Direct Deposits totaling $1,000 or more
30,000	$500	And 2 or more Enhanced Direct Deposits totaling $1,000 or more
5,000	$125	And 2 or more Enhanced Direct Deposits totaling $1,000 or more

Important Information For account pricing details please visit citi.com/compareaccounts. If you open a deposit account in Citigold and you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement, and investment accounts, Citigold will be converted to Citi Priority and your accounts will be subject to the terms and conditions for Citi Priority. Fees could reduce account earnings.

This offer may be withdrawn prior to enrollment. All accounts subject to applicable terms, fees, programs, products, and services which are subject to change. Accounts subject to approval and funding requirements. Participation and enrollment in a promotional offer does not guarantee eligibility or fulfillment of the promotional offer. All accounts subject to the Client Manual Consumer Accounts and Marketplace Addendum.

American Airlines reserves the right to change the AAdvantage^® program and its terms and conditions at any time without notice, and to end the AAdvantage^® program with six months’ notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage^® miles earned through this promotion/offer do not count toward AAdvantage^® status qualification or AAdvantage^® Million Miler^TM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage^® program, visit aa.com/aadvantage.

Travel booked on American Airlines may be American Eagle^® service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Mesa Airlines, Inc., PSA Airlines, Inc., or Piedmont Airlines, Inc.

American Airlines, American Eagle, AAdvantage^®, AAdvantage Million Miler^TM, MileSAAver, Business Extra, Flagship, Admirals Club, AirPass, ConciergeKey^®, AAdvantage Executive Platinum^®, AAdvantage Platinum Pro^®, AAdvantage Platinum^®, AAdvantage Gold^®, AAdvantage^® MileUp^®, AA Cargo^TM, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.

oneworld^® is a mark of the oneworld Alliance, LLC.

Apple Pay is a registered trademark of Apple Inc. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. PayPal.com and the PayPal logo are trademarks of PayPal Holdings, Inc., or its affiliates. PayPal terms and conditions apply. Certain other trademarks listed above are owned by third parties not affiliated with Citibank.

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