FDIC
Insured
Feel confident knowing your money is secured and backed by FDIC insurance, up to FDIC limits.1
Existing customers can earn $25 - $2,500 when opening a new Citi® Savings Account and completing required activities.
By enrolling in the offer you agree to the Terms and Conditions. Citigold Private Clients must enroll by calling their Relationship Manager.
Offer expires 7/17/2022.
Minimum Deposit and Minimum Balance |
Bonus |
---|---|
$10,000 - $29,999 | $25 |
$30,000 - $49,999 | $75 |
$50,000 - $99,999 | $125 |
$100,000 - $249,999 | $250 |
$250,000 - $499,999 | $625 |
$500,000 - $999,999 | $1,250 |
≥ $1,000,000 | $2,500 |
Fees could reduce account earnings. See below for additional steps and Terms and Conditions for more information on applicable fees.
Enroll and open a new Citi Savings Account by 7/17/2022.
With the required minimum deposit in New-to-Citibank Funds within 20 days of account opening.
After the 20-day funding period, keep the required minimum balance for an additional 60 consecutive calendar days.
Receive the corresponding cash bonus associated with your balance tier within 90 calendar days after you complete all required activities.
Feel confident knowing your money is secured and backed by FDIC insurance, up to FDIC limits.1
Enroll in Set & Save via the Citi Mobile® App2. Set a recurring transfer, then sit back and watch your savings grow.
Your money is always within reach with over 65,000 fee-free ATMs.
Find an ATM near you >
For deposits greater than $250,000, please speak to a Citibank Representative as other restrictions may apply. Alternatively, you can initiate a wire transfer from your external account.4 By enrolling in the offer you agree to the Terms and Conditions.
You can also enroll and open your new Citi Savings Account by visiting a Citibank branch > or by calling 1-833-382-0004, ext. 1011 TTY: 711 1-833-382-0004, ext. 1011 TTY: 711
That site has a privacy policy and security that are different from that of the Citigroup website.
ContinueAn affordable account with a range of convenient Citi digital services
Low minimum monthly balance requirements
Easy ways to waive your monthly service fee
Includes a standalone checkless Citi Savings account upon opening. Link to a checkless Regular Checking Account and perform qualifying activities to avoid monthly service fees. To waive the $10 monthly service fee for Checking and linked Savings Accounts, make one qualifying direct deposit1 and one qualifying bill payment2 per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts. To waive the $4.50 monthly service fee for Savings Accounts not linked to Checking, maintain an average monthly balance of $500 or more.
Apply NowEasy money management and convenient access to digital tools
Unlimited check writing when opened with a checking account
Easy ways to waive your monthly service fee
Special perks for those 62 and older
Includes a standalone Citi Savings account upon opening. To waive the $12 monthly service fee, make one qualifying direct deposit1 and one qualifying bill payment2 per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts.3 Fee also waived when first-listed account owner is 62+ or joint account includes a minor.
Apply NowAccess to full range of Citi digital products and services
No fee for first standard checkbook order
Ability to earn ThankYou® Rewards Points6
Includes a standalone Citi Savings account upon opening. Link to a Regular or Interest Checking account to avoid monthly service fees. To waive the $25 monthly service fee, maintain a combined average monthly balance of $10,000+ in eligible linked accounts.
Apply NowAccess to full range of Citi digital products and services
No fee for standard checkbook orders
Ability to earn a higher level of ThankYou® Rewards Points6
Preferred pricing on select deposit products and services7
Relationship-based pricing on mortgages and select credit products7
Global benefits such as no foreign exchange fees and no foreign transaction fees8
Dedicated 24/7 Citi Priority customer service
On-demand financial guidance from Citi Personal Wealth Management9
Includes an Interest Checking Account and Citi Savings account upon opening. To waive the $30 monthly service fee, maintain a combined average monthly balance of $50,000+ in eligible linked accounts.
Apply NowAccess to full range of Citi digital products and services
No fee for standard checkbook orders
Unlimited refunds of non-Citi ATM fees10
Ability to earn the highest level of ThankYou® Rewards Points6
Preferred pricing on select deposit products and services7
Relationship-based pricing on mortgages and select credit products7
Global benefits such as no foreign exchange fees and no foreign transaction fees8
Dedicated 24/7 Citigold customer service
Financial Guidance from a dedicated Citi Personal Wealth Management Wealth Advisor and Wealth Relationship Manager9
Access to market insights and world-class investment capabilities from Citi Personal Wealth Management
Complimentary financial planning with Citi Wealth Advisor from Citi Personal Wealth Management
Exclusive lifestyle benefits on dining, entertainment, sporting events and more
Includes an Interest Checking Account and Citi Savings account upon opening. There are no monthly service fees for Citigold clients. To qualify, maintain a combined average monthly balance of $200,000+ in eligible linked accounts.
Apply NowAn affordable account with a range of convenient Citi digital services
Low minimum monthly balance requirements
Easy ways to waive your monthly service fee
Includes a standalone checkless Citi Savings account upon opening. Link to a checkless Regular Checking Account and perform qualifying activities to avoid monthly service fees. To waive the $10 monthly service fee for Checking and linked Savings Accounts, make one qualifying direct deposit1 and one qualifying bill payment2 per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts. To waive the $4.50 monthly service fee for Savings Accounts not linked to Checking, maintain an average monthly balance of $500 or more.
Apply NowEasy money management and convenient access to digital tools
Unlimited check writing when opened with a checking account
Easy ways to waive your monthly service fee
Special perks for those 62 and older
Includes a standalone Citi Savings account upon opening. To waive the $12 monthly service fee, make one qualifying direct deposit1 and one qualifying bill payment2 per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts.3 Fee also waived when first-listed account owner is 62+ or joint account includes a minor.
Apply NowAccess to full range of Citi digital products and services
No fee for first standard checkbook order
Ability to earn ThankYou® Rewards Points6
Includes a standalone Citi Savings account upon opening. Link to a Regular or Interest Checking account to avoid monthly service fees. To waive the $25 monthly service fee, maintain a combined average monthly balance of $10,000+ in eligible linked accounts.
Apply NowAccess to full range of Citi digital products and services
No fee for standard checkbook orders
Ability to earn a higher level of ThankYou® Rewards Points6
Preferred pricing on select deposit products and services7
Relationship-based pricing on mortgages and select credit products7
Global benefits such as no foreign exchange fees and no foreign transaction fees8
Dedicated 24/7 Citi Priority customer service
On-demand financial guidance from Citi Personal Wealth Management9
Includes an Interest Checking Account and Citi Savings account upon opening. To waive the $30 monthly service fee, maintain a combined average monthly balance of $50,000+ in eligible linked accounts.
Apply NowAccess to full range of Citi digital products and services
No fee for standard checkbook orders
Unlimited refunds of non-Citi ATM fees10
Ability to earn the highest level of ThankYou® Rewards Points6
Preferred pricing on select deposit products and services7
Relationship-based pricing on mortgages and select credit products7
Global benefits such as no foreign exchange fees and no foreign transaction fees8
Dedicated 24/7 Citigold customer service
Financial Guidance from a dedicated Citi Personal Wealth Management Wealth Advisor and Wealth Relationship Manager9
Access to market insights and world-class investment capabilities from Citi Personal Wealth Management
Complimentary financial planning with Citi Wealth Advisor from Citi Personal Wealth Management
Exclusive lifestyle benefits on dining, entertainment, sporting events and more
Includes an Interest Checking Account and Citi Savings account upon opening. There are no monthly service fees for Citigold clients. To qualify, maintain a combined average monthly balance of $200,000+ in eligible linked accounts.
Apply NowINVESTMENT AND INSURANCE PRODUCTS : NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED
1 Qualifying Direct Deposits are Automated Clearing House (ACH) credits, which may include payroll, pension or government payments (such as Social Security) by your employer, or an outside agency.
2 Qualifying Bill Payments are individual or recurring bill payments made through CitiPhone Banking® (including bill payments made using Citibank’s Telephone Automated Bill Payment Service and Staff Assisted Bill Payments), CitiBank® Online, CitiBusiness® Online and Citi Mobile®, Qualifying Bill Payments do not include payments made by check or internal transfer payments made to accounts of Citibank or its affiliates.
3 Deposit balances may consist of funds held in a Regular Checking, savings or money market account in a Basic Banking package. The combined average monthly balance of $1,500 or more applies to all accounts that are open in the month prior to the statement period.
4 Fees charged by other institutions for your transactions on non-Citibank ATMs are beyond Citibank's control and are in addition to the fees listed here.
5 Get cash, get information and transfer balances between eligible linked Citibank accounts with no ATM usage fee when you use your Citibank ATM or Debit Card at ATMs in the United States at Citibank branches, Citibank branded ATMs at other locations and ATMs participating in the MoneyPass® Network. Not all ATMs owned or operated by Citibank. Not all functions available at all ATMs. Use the Citi Locator Worldwide ATM / Branch Locator on Citibank Online or the Citi Mobile® App to find the nearest ATMs and branches including non-Citibank ATMs in the U.S. with fee-free access.
6 Separate enrollment of eligible consumer checking account in Citi ThankYou® Rewards required. Eligible customers with a checking account in the Citi Private Bank Account, Citigold Account, Citi Priority Account or The Citibank Account Packages can enroll their checking accounts in ThankYou Rewards. Eligibility and participation are subject to terms, conditions and restrictions. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. Taxes, if any, are customer's responsibility. You must complete 1 qualifying Bill Payment and 1 qualifying Direct Deposit each statement period in order to earn monthly ThankYou® Points for eligible products and services linked to your checking account. Citigold®, Citi Priority and Citi Private Bank clients who do not complete these transaction requirements can earn points at a reduced level. For complete details, see the Citi ThankYou® Rewards Terms and Conditions.
7 Requires a checking account in a Citigold or Citi Priority Account Package. Accounts are subject to approval.
8 Citibank will not charge you a foreign exchange fee for purchase or withdrawal transactions when you use your Citibank Banking Card outside the U.S. and Puerto Rico.
9 As a Citigold client and as a Citi Priority client, you can receive banking and lending services, including The Citigold Account Package and The Citi Priority Account Package, from Citibank, N.A. (“Citibank”), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Wealth Relationship Managers are employees of Citibank and are employees and registered representatives of CGMI. Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc.
10 Other banks and ATM service providers may charge you a fee when you conduct a Citibank deposit account transaction using their ATMs. You will receive reimbursement from Citibank for ATM fees charged by other banks in any statement period where you are eligible for Citigold. This ATM reimbursement is only available in the Citigold Account Package and is limited to consumer accounts.
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