Save smarter with Citi® Accelerate Savings
Enjoy a rate that’s over x
the National Average†
- Citi %
- National Average %
†Based on the national savings rate for Non-Jumbo Money Market accounts published here: FDIC Weekly National Rates and Rate Caps.
National rate effective as of October 7, 2019.
Our rate effective as of October 8, 2019.
Annual Percentage Yield
Rate available in select markets only
- Bank digitally from virtually anywhere
- No limit on earnings
- No minimum opening deposit
See your savings grow if you start today*
Your Total Interest:$
APY is variable and subject to change after account opening.
Fees may reduce earnings.
Rate effective as of October 8, 2019.
*While there is no limit on interest earned, calculator is designed with certain limits and is for illustrative purposes only. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar.
More than just a smarter rate
Virtually Anywhere Stay on top of your spending and savings with the Citi Mobile® App for iPhone®.1
Answers to commonly asked questions
Citi® Accelerate Savings is a high-yield savings account which in select markets earns a higher interest rate than traditional savings accounts. Like with all high-yield savings accounts, the rate is variable and subject to change at any time. Or, if you prefer a guaranteed fixed rate, a Citi® Certificate of Deposit may be right for you. Learn More >
While both are FDIC-insured up to the allowable limits, Citi® Accelerate Savings is a checkless, online savings account. With Citi® Accelerate you can earn one of our highest rates (available in select markets only) regardless of your account balance with no limit on interest earned.
With Citi you get more than just a bank account – you get a package of services and benefits to meet your banking needs. Citibank offers different account pricing packages based on the combined average balance of your linked Citi accounts. To learn more about our different account pricing packages please visit citi.com/compareaccounts.
Your Citi® Accelerate Savings account can be opened in any Account Package. The standard Account Package for Citi® Accelerate Savings is the Access Account Package. This is a checkless account with access to a full range of Citi digital products and services and our lowest minimum monthly balance requirement to waive the monthly service fee.
There is no minimum deposit required to open a Citi® Accelerate Savings account. However, a $4.50 monthly service fee applies to the savings account in the Access Account Package if you do not maintain an average monthly balance of $500+. Please note any account which maintains a zero balance for 90 days is subject to closure in Citibank’s sole discretion.
You can make unlimited withdrawals at over 60,000 fee-free ATMs across the country, the most offered by a major bank in the U.S. Please note a $2.50 non-Citibank ATM fee will apply to your account in the Access Account Package.
The maximum number of transfers you can make is limited to no more than six (6) per statement period as required by federal regulations for U.S. savings and money market accounts. If you exceed this limit, we may refuse to honor additional transactions. To learn more, please view the Client Manual.
To apply online you must be 18 years or older, be a U.S. citizen or resident and have a Social Security number. If you are not eligible to open an account online, you may still be able to apply by phone.
There are several ways to add money to your account. You can transfer money from another bank or from an existing Citi account. You can also make a deposit by phone or mailing a check. If you have a linked Citi® Checking account, we also offer free mobile check deposit in the Citi Mobile® App. For more information on how to fund your account, contact us.